Chase freedom unlimited and sapphire preferred

I have the Chase reserve so it’s a little different but

Fee pretty crazy now ngl but I think I can utilize the extra s*** they added

I got the Chase unlimited freedom card to get 1.5% on “all other purchases” and I transfer the points over

Chargeback team is legit they’ve saved my ass a few times now

PayPal Cashback Mastercard used to be the s*** but then they nerfed it

Nice try, Mr. Haman from Mastercard

Venture X capital one

Used to use chase sapphire reserved but the new annual fee wasn’t worth it

Paypal Cashback Mastercard for online purchases (3% cashback using paypal otherwise it's 1.5%)
BofA Cash Rewards card for food/restaurants (3% cashback)
Not credit but I use Paypal Debit card for gas (5% back + upside cash back)

yea i remember when they dropped the cashback rate from 2% to 1.5 for non paypal purchases but at least it's still 3% for paypal

this is the next one i’m gonna try to get

amex gold for dining and groceries
amex platinum for travel
robinhood or amex BCE for cash back and gas
got some capital one cards and a citi from while back but i mainly just put auto pay bills on them to keep them open for credit file / utilization purposes
i’m trying to travel more this year as well so ive been attempting to play the rewards game with these cards lol. it can be a lot to keep up with but i hope it pays off

citi double cash hella cash back plus always pay the full balance imagine allowing that insane interest to pile up on you

Never leave the cave without it

same

cash is king

none

SO many perks, literally closed all the other cards i had

Nubank

what all you using perks wise? I just spend on it and pay it off to let them pile up i been sleep

credit scores are discrimination and i think non payment falls off credit report after 7 years

just as in the cash back and they don't give you a hard time disputing charges, plus good customer service is what i meant

Chase
Capitol
Goldman Sachs’s

Don’t get it confused tho all these perks from your credit cards were designed by McKinsey consultants taking advantage of our treat based economy to get you to spend more money

Generic bank one
Bank one with cashback
American Express Gold
PayPal Credit
Klarna for BNPL when needed

check out the churning subreddit, they got gems