mothership

5y

185 a month isn’t bad at all. At least you’re saving for it

Undecided

5y

A 7 year LEASE

Rihanna Stan

5y

Had bad credit and needed a car ASAP. Payments $300 a month so I’m not trippin

blonded

5y

you are literally dumb as bricks

le epic poster xD

5y

Why r u deflecting it onto literal billionaires lol

They have the access to that wealth because they generate more income than OP who managed to save enough for a down payment lol

Rihanna Stan

5y

Had bad credit and needed a car ASAP. Payments $300 a month so I’m not trippin

Gangstalicious

5y

Why does what he said equate to him being a lonely loser with money and nothing else?

ColtWilliamsMusic

5y

Man if y'all don't get y'all subway riding a&&es outta here with that "Buy a property!" "Invest that money" stuff.

Homie is 22 years old. Let him get a car...not this BS because this is stupid...but let my mans get him a whip so he can hit the clubs when Covid is done.

ColtWilliamsMusic

5y

Man if y'all don't get y'all subway riding a&&es outta here with that "Buy a property!" "Invest that money" stuff.

Homie is 22 years old. Let him get a car...not this BS because this is stupid...but let my mans get him a whip so he can hit the clubs when Covid is done.

YA ICEMAN ACE

5y

The problem with debt payments like that is that if you can rationalize debt in one area of life you can probably do it in others. Then all of a sudden you have finance payments on cars, credit cards, technology, furniture, loans, etc etc. Having all those payments is going to divert almost all of your income to those bills and you won’t have anything left over to save and build WEALTH. Having a nice looking car isn’t going to make you wealthy.

I had $22k in credit card debt at one point and that was a b****. When I financed my last car (a 2014 Subaru Outback, nothing special but reliable and gets the job done), I financed it for 60 months but I paid it off in 7. I absolutely despise having debt and payments. Granted I have a fat mortgage now but at least that replaces rent and I am building equity in an appreciating asset that will house myself and my family for many years.

We buy things we don't need with money we don't have to impress people we don't like. - Dave Ramsey

Montreal

5y

There is letting OP get a car.

And there's being tied up to that piece of junk for over 7 years.

Bill Ackman

5y

If you live in an area with a reliable metro then buying an expensive car (or a car at all if you’re in NYC like myself) is stupid as f***. Stop trying to act all high and mighty because people are telling OP not to light their money on fire for a flex

Bill Ackman

5y

If you have bad credit what the f*** are you doing leasing a car that’s a $300/mo payment...?

ColtWilliamsMusic

5y

I literally said in that post
"not this BS because this is stupid"

Bill Ackman

5y

Then what was the point of your post other than to make some claim that everyone in here cannot afford a car

shane

5y

dude not tripping over 7 years holy f***

Threads like this make me appreciate the fact I bought my car cash, and verify that I'm definitely not financing cars

ColtWilliamsMusic

5y

What? Yo did you read the post or did you just skim through it?

Bill Ackman

5y

You called people telling OP it’s a bad financial decision “subway riders” then proceeded to tell OP to buy a car to “go to the club”

Which is dumb in itself because who drives to clubs

Undecided

5y

I can't say much, Ive got 3 cars so all my money goes to them